UNIFYING UNDERWRITING, CLAIMS, AND RISK CAPITAL INTO SOFTWARE.
Nimblr enables partners to launch insurance products without building a carrier or relying on legacy systems, turning insurance from paperwork into code.
Insurance is finally ready to behave like software.
Clarity. Speed. Precision. These are some of the benefits of a software-based system. Nimblr turns underwriting, claims, and risk capital into software primitives to push the industry into the future.
Algorithmic and Dynamic Underwriting
No more static rating tables or long application and wait times. Nimblr connects the dots of rating and underwriting, turning scattered information into a simple, frictionless experience leveraging real-world data and adapting pricing in real time.
Programmable Risk Capital
In order to pay claims, insurance must be backed by strong and sustainable sources of capital. Nimblr dynamically allocates capital from (re)insurers, institutions, and retail investors to underlying risks. Capital is transferred across pools as losses emerge. In exchange for capital allocation, stable yield is paid from real insurance premiums.
Programmable Risk Capital
In order to pay claims, insurance must be backed by strong and sustainable sources of capital. Nimblr dynamically allocates capital from (re)insurers, institutions, and retail investors to underlying risks. Capital is transferred across pools as losses emerge. In exchange for capital allocation, stable yield is paid from real insurance premiums.
Programmatic and Parametric Claims
Behind every insurance policy lies the promise to pay. Nimblr provides the infrastructure to verify claims automatically, detect and predict fraud using AI, and settle valid claims without manual intervention.
Licensed Infrastructure Layer
Every policy, every capital contribution, every piece of data is operates inside a regulated insurance platform. This enables Nimblr to support real-world insurance products and allows our partners to launch coverage without building an insurance carriers. Insurance and risk decisions no longer need to be delayed or opagque, Nimblr allows you to make these decision with ease and confidence.
Algorithmic and Dynamic Underwriting
No more static rating tables or long application and wait times. Nimblr connects the dots of rating and underwriting, turning scattered information into a simple, frictionless experience leveraging real-world data and adapting pricing in real time.
Programmatic and Parametric Claims
Behind every insurance policy lies the promise to pay. Nimblr provides the infrastructure to verify claims automatically, detect and predict fraud using AI, and settle valid claims without manual intervention.
Programmable Risk Capital
In order to pay claims, insurance must be backed by strong and sustainable sources of capital. Nimblr dynamically allocates capital from (re)insurers, institutions, and retail investors to underlying risks. Capital is transferred across pools as losses emerge. In exchange for capital allocation, stable yield is paid from real insurance premiums.
Licensed Infrastructure Layer
Every policy, every capital contribution, every piece of data is operates inside a regulated insurance platform. This enables Nimblr to support real-world insurance products and allows our partners to launch coverage without building an insurance carriers. Insurance and risk decisions no longer need to be delayed or opagque, Nimblr allows you to make these decision with ease and confidence.
Designed to turn complexity into simplicity.
Nimblr unifies disconnected insurance systems into one programmable platform
.01
Isolate Risk
Nimblr's Captive-Style Risk Pockets isolate risk by specific classifications, groups, or partners. These smart contract based risk pockets receive premium directly and are managed by automated rules.
.02
Allocate Capital
Capital is allocated to aggregated risk from multiple underlying risk pockets. These smart contract based risk pools provide dynamic capital support while increasing capital efficiency and generating yield to risk liquidity providers.
.03
Automate Processes
All of this operates within Nimblr's regulated and compliant smart contract infrastructure layer. This foundational layer automates all transaction, compliance, and governance. This allows risk, capital, and transactions to expand seamlessly and sustainably.
One place. One system. No resistance.
Why choose Nimblr?
Why choose Nimblr?
Nimbr is built around software primitives that make products reliable in real-world use. Clear structure and integration across every layer ensure insurance systems work for everyone and can scale over time.
Nimbr is built around software primitives that make products reliable in real-world use. Clear structure and integration across every layer ensure insurance systems work for everyone and can scale over time.
Licensed and regulated
Nimlbr combines the security and compliance of traditional insurance with the transparency of blockchain technology. Our platform operates within the regulatory framerwork of the Bermuda Monetary Authority whil pioneering new standards for insurance. Every risk pocket, every claim, every transaction is verifiable - giving you unprecedented visibility into how your coverage or capital works.
Licensed and regulated
Nimlbr combines the security and compliance of traditional insurance with the transparency of blockchain technology. Our platform operates within the regulatory framerwork of the Bermuda Monetary Authority whil pioneering new standards for insurance. Every risk pocket, every claim, every transaction is verifiable - giving you unprecedented visibility into how your coverage or capital works.
Licensed and regulated
Nimlbr combines the security and compliance of traditional insurance with the transparency of blockchain technology. Our platform operates within the regulatory framerwork of the Bermuda Monetary Authority whil pioneering new standards for insurance. Every risk pocket, every claim, every transaction is verifiable - giving you unprecedented visibility into how your coverage or capital works.
Built on experience
We've taken decades of actuarial science and underwriting expertise and rebuilt it for the digital age, and the future. Nimblr leverages proven insurance principles while eliminating the inefficiencies of legacy systems. Smart contracts automate routine processes, oracles networks provide realt-time risk data, and our multi-tiered architecture ensures your insurance scales seamlessly. Whether you're protecting emerging risks or traditional assets, you get institutional-grade insurance infrastructure with none of the friction.
Built on experience
We've taken decades of actuarial science and underwriting expertise and rebuilt it for the digital age, and the future. Nimblr leverages proven insurance principles while eliminating the inefficiencies of legacy systems. Smart contracts automate routine processes, oracles networks provide realt-time risk data, and our multi-tiered architecture ensures your insurance scales seamlessly. Whether you're protecting emerging risks or traditional assets, you get institutional-grade insurance infrastructure with none of the friction.
Built on experience
We've taken decades of actuarial science and underwriting expertise and rebuilt it for the digital age, and the future. Nimblr leverages proven insurance principles while eliminating the inefficiencies of legacy systems. Smart contracts automate routine processes, oracles networks provide realt-time risk data, and our multi-tiered architecture ensures your insurance scales seamlessly. Whether you're protecting emerging risks or traditional assets, you get institutional-grade insurance infrastructure with none of the friction.
Scalable foundation
Traditional insurance crumbles under scale and modernization. Nimblr thrives on it. Our smart architecture means adding means scaling your insurance program doesn't require hiring more adjusters or building new departments. The protocol automatically balances risk across pools and pockets, optimizes capital allocation, and adjusts pricing in real-time. As your organization and program scale, the system scales horizontally, liquidity flows where it is needed, and governance remains decentralized. Growth becomes an advantage, not a bottleneck.
Scalable foundation
Traditional insurance crumbles under scale and modernization. Nimblr thrives on it. Our smart architecture means adding means scaling your insurance program doesn't require hiring more adjusters or building new departments. The protocol automatically balances risk across pools and pockets, optimizes capital allocation, and adjusts pricing in real-time. As your organization and program scale, the system scales horizontally, liquidity flows where it is needed, and governance remains decentralized. Growth becomes an advantage, not a bottleneck.
Scalable foundation
Traditional insurance crumbles under scale and modernization. Nimblr thrives on it. Our smart architecture means adding means scaling your insurance program doesn't require hiring more adjusters or building new departments. The protocol automatically balances risk across pools and pockets, optimizes capital allocation, and adjusts pricing in real-time. As your organization and program scale, the system scales horizontally, liquidity flows where it is needed, and governance remains decentralized. Growth becomes an advantage, not a bottleneck.
INSURANCE IS BUILT FROM DISCONNECTED SYSTEMS THAT WERE NEVER DESIGNED TO WORK TOGETHER.
Have you ever asked yourself why?
Without Nimblr
Overhead
Nearly half of every insurance dollar funds inefficient systems instead of covering actual risk.
Without Nimblr
Overhead
Nearly half of every insurance dollar funds inefficient systems instead of covering actual risk.
Without Nimblr
Transparency
Almost zero visibility into how premiums are allocated, where capital goes, or why claims are denied.
Without Nimblr
Transparency
Almost zero visibility into how premiums are allocated, where capital goes, or why claims are denied.
Without Nimblr
Average response time
Because of manual processes, paperwork, and disorganized data, claims and underwriting can take weeks to settle.
Without Nimblr
Average response time
Because of manual processes, paperwork, and disorganized data, claims and underwriting can take weeks to settle.
Building the future of insurance. Mutually.
Nimblr allows organizations, groups, associations, insureds, underwriters, actuaries, data providers, and more to work together to build insurance plans in modern, programmable ways. Together, as part of the larger Nimblr community, we are building a more robust and secure future.
Nimblr allows organizations, groups, associations, insureds, underwriters, actuaries, data providers, and more to work together to build insurance plans in modern, programmable ways. Together, as part of the larger Nimblr community, we are building a more robust and secure future.
Demand & Distribution
Organizations, Associations, Groups
Member-driven organizations, communities, and other affinity groups need insurance that works as a service for them and their community, not against them. Whether you're a professional association, collective, or cooperative network, Nimblr lets you launch custom coverage pockets where you set the terms and Nimblr handles the rating, claims, and insurance processes programmatically. Transform insurance form a cost center into an organizational benefit.
FEATURES
Insurance Infrastructure
Launch custom Risk Pockets for your community with configurable premium rates, coverage limits, and claims processes. Your organization sets these parameters and earns distribution fees, while Nimblr automates the control of the parameters.
Fast & Efficient
Deploy pre-configured insurance pockets for your vertical in hours. Upload member data, set coverage terms, and go live on-chain without underwriting delays or broker middlemen.
Programmatic & Automated
Smart contracts handle all premium collection, capital staking, underwriting, claims assessment, and reward distribution automatically. Members pay, earn, and receive coverage without manual processing.
Verifiable & Transparent
Every transaction is recorded on-chain while personal data remains protected off-chain. Transactions are verifiable by any member at any time.
Cost Efficient
Eliminate the redundancies of traditional insurance, reduce overhead costs, and share underwriting profits with your community. Automated operations and transparent pricing create significant savings over traditional insurance models.
Demand & Distribution
Organizations, Associations, Groups
Member-driven organizations, communities, and other affinity groups need insurance that works as a service for them and their community, not against them. Whether you're a professional association, collective, or cooperative network, Nimblr lets you launch custom coverage pockets where you set the terms and Nimblr handles the rating, claims, and insurance processes programmatically. Transform insurance form a cost center into an organizational benefit.
FEATURES
Insurance Infrastructure
Fast & Efficient
Programmatic & Automated
Verifiable & Transparent
Cost Efficient
Data & Underwriting
Data Professionals, TPAs, Telematics, Carriers
Insurance professionals and innovative risk modelers need infrastructure that amplifies their expertise, not buries it in legacy systems. Underwriters, data scientists, risk modelers, and other emerging data categories can deploy new models on Nimblr, benefitting from the integration of real-time data feeds whil managing sophisticated risk portfolios with institutional-grade architecture. Earn rewards and generate revenue across the entire Nimblr ecocystem while maintaining control of your IP.
FEATURES
Proprietary Model Integration
Deploy your actuarial models, pricing algorithms, and underwriting logic directly on-chain. Integrate loss triangles, IBNR calculations, and custom risk scoring while maintaining full IP ownership and control.
Real-Time Risk Analytics
Track loss ratios, reserve adequacy, and capital utilization across all Risk Pockets in real-time. Built-in tools for claims development analysis, stress-testing scenarios, and regulatory reporting with data export capabilities.
Oracle & Data Feeds
Connect IoT devices, telematics sensors, weather data, and DeFi protocol metrics directly to your underwriting process. Price policies dynamically based on live risk indicators and trigger automated claims based on verified data.
Automated Engines
Build intelligent systems that evaluate applications, calculate premiums, issue coverage, and process routine claims without human intervention. Deploy webhooks for complex scenarios requiring specialist review.
Capital Efficiency Multiplier
Deploy the same capital across multiple Risk Pockets through the Nimblr platform. Support 3-5x more coverage than traditional models while reducing reinsurance costs from 15-30% to 3-5% through protocol-level risk pooling.
Data & Underwriting
Data Professionals, TPAs, Telematics, Carriers
Insurance professionals and innovative risk modelers need infrastructure that amplifies their expertise, not buries it in legacy systems. Underwriters, data scientists, risk modelers, and other emerging data categories can deploy new models on Nimblr, benefitting from the integration of real-time data feeds whil managing sophisticated risk portfolios with institutional-grade architecture. Earn rewards and generate revenue across the entire Nimblr ecocystem while maintaining control of your IP.
FEATURES
Proprietary Model Integration
Real-Time Risk Analytics
Oracle & Data Feeds
Automated Engines
Capital Efficiency Multiplier
Capital & Risk Transfer
Institutions, Carriers, Retail Investors
serves institutional infrastructure and an open investment ecosystem. Deploy large-scale capital into Insurance capital deisolated Risk Pools with enterprise security, regulatory compliance tools, and white-label capabilities. Retail investors benefit from the same institutional grade structure in an unprecedented way. Bridge traditional finance and decentralized insurance by offering clients exposure to tokenized insurance-linked securities with custody-grade protection and 24/7 liquidity. Build the future of alternative investments on Nimblr's foundation.
FEATURES
Secure & Stable Yield
Multiple layers of protection safeguard your capital including independent audits, professional oversight, and reserve requirements exceeding traditional insurance standards. Your investments are protected through diversified holdings and monitored by insurance professionals with proven track records.
Regulated & Compliant
Built-in AML/KYC verification, automated regulatory reporting, jurisdiction-specific coverage restrictions, and audit trails. Work within regulatory sandboxes to pioneer compliant frameworks for blockchain-based insurance products.
Automated Settlement
Earn yields distributed on regular intervals—monthly, quarterly, or at policy maturity—with transparent calculations visible in real-time. Your returns flow automatically from premium collections and underwriting profits, deposited directly without manual claims or withdrawal processes.
Diversified Risk Pools
Spread your capital across multiple insurance types—property, liability, DeFi protocols, health, and more—creating uncorrelated returns that perform independently of traditional stock and bond markets. Access institutional-quality risk diversification with investments starting at $1,000.
Tokenized Risk
Trade your insurance investments on secondary markets anytime, converting positions to cash without waiting for policy maturity. Structure investments as ETFs or individual holdings with institutional liquidity and retail-friendly minimums starting at $1,000—access previously exclusive institutional opportunities.
Capital & Risk Transfer
Institutions, Carriers, Retail Investors
serves institutional infrastructure and an open investment ecosystem. Deploy large-scale capital into Insurance capital deisolated Risk Pools with enterprise security, regulatory compliance tools, and white-label capabilities. Retail investors benefit from the same institutional grade structure in an unprecedented way. Bridge traditional finance and decentralized insurance by offering clients exposure to tokenized insurance-linked securities with custody-grade protection and 24/7 liquidity. Build the future of alternative investments on Nimblr's foundation.
FEATURES
Secure & Stable Yield
Regulated & Compliant
Automated Settlement
Diversified Risk Pools
Tokenized Risk
Nimblr is turning insurance from paperwork to code.
Finally, insurance can behave like software.
Nimblr's Co-Founders
Adam Hofmann | CEO
As CEO and Founder of Nimblr, Adam brings over 23 years of insurance expertise and an innovative vision for the industry's future. He holds multiple designations including CIC, CWCP, and CSRM. Before founding Nimblr, Adam owned, operated, and successfully exited an independent insurance agency after achieving over 100% revenue growth. His deep industry knowledge and entrepreneurial track record drive Nimblr's mission to transform insurance through technology.
Adam Hofmann | CEO
As CEO and Founder of Nimblr, Adam brings over 23 years of insurance expertise and an innovative vision for the industry's future. He holds multiple designations including CIC, CWCP, and CSRM. Before founding Nimblr, Adam owned, operated, and successfully exited an independent insurance agency after achieving over 100% revenue growth. His deep industry knowledge and entrepreneurial track record drive Nimblr's mission to transform insurance through technology.
Richard Downe | CTO
Richard is a seasoned technical leader. He holds a PhD in Electrical and Computer Engineering, an MBA from SDA Bocconi, and was a founding team member at Casetext, a pioneering legal research platform sold to Thomson-Reuters for $650M in 2023. After Casetext, he built a 50-person AI and ML-Ops organization at Loblaw Digital (Canada’s largest retailer) and later led a team at Amazon. His career spans the full tech stack, from seed-stage startups to major corporations.
Richard Downe | CTO
Richard is a seasoned technical leader. He holds a PhD in Electrical and Computer Engineering, an MBA from SDA Bocconi, and was a founding team member at Casetext, a pioneering legal research platform sold to Thomson-Reuters for $650M in 2023. After Casetext, he built a 50-person AI and ML-Ops organization at Loblaw Digital (Canada’s largest retailer) and later led a team at Amazon. His career spans the full tech stack, from seed-stage startups to major corporations.
Have a question? Want to learn more? Reach out to us below and we will get back to you.
Have a question? Want to learn more? Reach out to us below and we will get back to you.
BUILD BETTER INSURANCE
Smarter insurance starts today.
BUILD BETTER INSURANCE
Smarter insurance starts today.
BUILD BETTER INSURANCE